Apprion Financial Group Inc. (AFG) Privacy Policy

Unless explicitly stated otherwise, any current, updated and new products and services ("Products and Services"), including the addition of new properties shall be subject to this Privacy Policy, as well as the General Terms and Conditions of Use ("Terms and Conditions"). By using AFG you agree to be bound by this Privacy Policy (www.ApprionFinancial.com/privacypolicy), whether or not you register as a client ("User"). Registered Users can change their Profile Information at any time and can control how other Users and the service communicates with them. Please read this Privacy Policy carefully.

AFG cares about online privacy. If you have any questions concerning this privacy policy, please email us at info@ApprionFinancial.com

INFORMATION COLLECTION
AFG collects User submitted personal information such as name, mailing address, billing address, email address, telephone number, credit card number, bank account and age to authenticate Users, and to send notifications to those Users relating to, without limitation, the Service, special events, contests and special offers.

As is standard practice on many websites, AFG also logs non-personally-identifiable information including IP address, profile information, aggregate user data, and browser type, from Users and other visitors to the site. This data is used to improve the website services, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole. AFG will not use the information collected to market directly to that person. This non-personally-identifiable information may be shared with third-parties to provide more relevant services and advertisements to Users. User IP addresses are recorded for security and monitoring purposes.

AFG may also use a User's email address to send updates, a newsletter or news regarding the service. AFG may send email messages which use a "click-through URL" linked to content on the AFG website. When a customer clicks one of these URLs, they pass through our web server before arriving at the destination web page. AFG tracks this click-through data to help determine interest in particular topics and measure the effectiveness of our customer communications. If you prefer not to be tracked simply avoid clicking text or graphic links in the email.

AFG may also collect information for market research purposes to gain a better understanding of our customers and thus provide more valuable service. AFG also collects information regarding customer activities on our website, and on related websites. This helps us to determine how best to provide useful information to customers and to understand which parts of our websites and Internet services are of most interest to them.

USE OF COOKIES
AFG uses cookies to store visitors' preferences and to record session information, for purposes including ensuring that visitors are not repeatedly offered the same advertisements, to customize newsletter, advertising, and Web page content based on browser type and user profile information, to help track usage to help us understand which parts of our website are the most popular, where our visitors are going, and how much time they spend there. To make usage of our website even more rewarding as well as to study the effectiveness of our customer communications and to customize each visitor's experience and provide greater convenience. AFG does not link the information we store in cookies to any personally identifiable information you submit while on our site.

LINKS
AFG contains links to third party websites. AFG is not responsible for the privacy policies and/or practices on other sites. When linking to another site, a user should read the privacy policy stated on that site. Our privacy policy only governs information collected on AFG.

BLOGS, PROFILES, MESSAGE BOARDS
Please be aware that whenever you voluntarily post public information to AFG Blog, Profiles, Message Boards or any other Public Forum, that information can be accessed by the public and can in turn be used by those people to send you unsolicited communications. AFG is not responsible for the personally identifiable information you choose to submit on the Site. Please think carefully before you post any personal information online.
UPDATING OR REMOVING INFORMATION
AFG Users may modify or remove any of the personal information contained in their Profile at any time by logging into their account and accessing features such as Edit Profile and Account Info.

THIRD PARTY ADVERTISING
AFG or one of our web-advertising partners may deliver ads appearing on AFG to Users. Our web-advertising partners may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement. In this way, ad servers may compile information about where you, or others who are using your computer, saw their advertisements and determine which ads are clicked on. This information allows an ad network to deliver targeted advertisements that they believe will be of most interest to you. This privacy statement covers only the use of cookies by AFG and does not cover the use of cookies by any third party advertisers.

SECURITY
AFG User accounts are secured by User-created (as applicable) passwords. AFG takes precautions to insure that account information is kept private. AFG uses reasonable measures such as encryption to protect private information that is stored within our database against loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction, and we restrict access to such private information to those employees who need access to perform their job functions, such as our customer service personnel and technical staff. Please note that AFG cannot guarantee the security of User account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time. Users are urged to also take precautions to protect their personal data by changing passwords often using a combination of letters and numbers, and using a secure web browser. For any additional information about the security measures AFG uses on the Site, please contact us at info@ApprionFinancial.com

SHARING AND DISCLOSURE OF INFORMATION
Except as otherwise described in this Privacy Policy, AFG will not disclose personal information to any third party unless believe that disclosure is necessary: (1) to conform to legal requirements or to respond to a subpoena, search warrant or other legal process received by AFG, whether or not a response is required by applicable law; (2) to enforce the AFG Terms and Conditions or to protect our rights; or (3) to protect the safety of members of the public and Users of the service. AFG reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of the sale of AFG or substantially all of its assets to that successor in interest. For more information, see the "Changes in Our Privacy Policy" section below. AFG takes your privacy very seriously. AFG does not sell or rent your contact information to other marketers. There are \ times when it may be advantageous for AFG to make certain personal information about you available to companies that AFG has a strategic relationship with or that perform work for AFG to provide products and services to you on our behalf. These companies may help us process information, deliver products to you, manage and enhance customer data, provide customer service, assess your interest in our products and services, or conduct customer research or satisfaction surveys. These companies are also obligated to protect your personal information in accordance with AFG policies. Without such information being made available, it would be difficult for you to purchase products, receive customer service, provide us feedback to improve our products and services, or access certain services, offers, and content on the AFG website.

PRIVACY OF CHILDREN
AFG is not directed to children under the age of 13. AFG operates the SITE in compliance with the Children's Online Privacy Protection Act of 1998, and does not permit registration by, and will not knowingly collect or use personally identifiable information from, anyone under 13 years of age. This requirement is clearly posted during the registration process.

CHANGES IN OUR PRIVACY POLICY
From time to time AFG may make changes to the Privacy Policy. If changes are made, AFG will post them on the SITE to make Users aware of the changes. Users will always be aware of what information AFG collects, how it is used, and when AFG may disclose it. A User is bound by any minor changes to the Privacy Policy when he or she uses the SITE after those changes have been posted If, however, AFG is going to use Users' personally identifiable information in a manner materially different from that stated at the time of collection AFG will notify by posting a notice on the SITE for 30 days.

CONTACTING THE WEB SITE
If you have any questions about this Privacy Policy, the practices of the SITE, or your dealings with the SITE, please contact us at: info@ApprionFinancial.com Physical inquiries can be sent to:

Apprion Financial Group Inc.
234 Columbine St. Suite 300A
Denver, CO 80206